Student Health Insurance
Washington and Lee University requires all full-time students to submit documentation of health insurance coverage annually by July 31st. All full-time students have the option of purchasing the Washington and Lee University-sponsored Injury and Sickness Insurance Plan underwritten by UnitedHealthcare Student Resources. All international students will be enrolled in this Plan (see below). All other undergraduate and graduate students must provide proof of comparable coverage each year to waive the Student Health Insurance Plan (SHIP).
If you are already covered by health insurance and do not want to be enrolled, you must complete an on-line waiver form by July 31st. If you do not complete the on-line waiver form by July 31st you will be enrolled in the Injury and Sickness Insurance Plan with coverage that begins August 1, and your University account will be billed for the cost of the premium.
To Waive the Student Health Insurance Plan
Go to https://rcmdstudentbenefits.com/wlu/, click the "Waive Today" button and complete the waiver form. You will need to enter your date of birth and Student ID number to access the waiver form. You will need to answer some questions about the coverage for certain healthcare categories by your health insurance plan. You will also be asked to supply the following information about your health insurance plan: the name and U.S. address of the insurance carrier, policyholder's name and contact information, policy number and toll-free number for claims service. If this plan meets coverage criteria then you will receive a notice of waiver approval. If the waiver is not approved, then further information is required and you should contact the insurance administrator (see contact information below).
- For those students enrolled in state Medicaid plans outside of Virginia, we strongly recommend that you also enroll in the University-sponsored Student Health Insurance Plan to ensure that you have coverage for healthcare needs when you are away from home. Please contact Financial Aid if you need assistance with the premium cost.
- For those students with HMO plans, we strongly recommend that you check with your insurance provider to assure continued health insurance coverage while at Washington and Lee University, specifically for diagnostic testing (lab work and x-rays) and referrals to specialists. Some HMOs offer guest membership plans which provide healthcare benefits to continue at the same level when away from home. Please contact your HMO insurance provider to find out if this option is available.
To Enroll in the Student Health Insurance Plan
A summary of benefits and premium costs is available at the W&L Student Insurance Plan page. Specific details of the Plan benefits and costs are available on the https://rcmdstudentbenefits.com/wlu/ web site toolbar under "Certificates, Flyers & SBC."
If you wish to enroll in this Injury and Sickness Insurance Plan, please go to https://rcmdstudentbenefits.com/wlu/, click the "Enroll Today" button and complete the enrollment form.
Please complete the SHIP enrollment process before the July 31st deadline to ensure that you have coverage when the plan starts August 1. The preferred date to complete voluntary enrollment is June 30th, to allow time for processing and billing. You may enroll in the Plan at other times during the year if you experience a qualifying life event. Please contact the administrative assistant at the Student Health Center at 540.458.8401 or e-mail email@example.com for assistance with enrollment.
All full-time International students will be enrolled in the Injury and Sickness Insurance Plan, and your University account will be billed for the cost of the premium at the Undergraduate rate. Insurance coverage starts August 1 and continues for 12 months. International exchange students who are at the University for only a portion of the academic year will be enrolled in insurance coverage for that period of time at a pro-rated premium. The Associate Director for International Education and the administrative staff at the Student Health Center will assist international students with this process.
For further information about this Injury and Sickness Insurance Plan please contact our insurance administrator: RCM&D, Paige Fritze by phone at 800.346.4075, ext. 1607 or e-mail Washington.Lee@RCMD.com.