Student Insurance Plan United Healthcare VA Gold Care 1

United Healthcare Student Resources Insurance Plan Benefit Highlights

  • Gold level plan designation
  • No Overall Maximum Dollar Limit for Covered Medical Expenses
  • No exclusion or limitations for pre-existing conditions
  • Dependents, including domestic partners, may also be enrolled in this plan on a voluntary basis after the eligible student has enrolled in the plan
  • In network, out of pocket maximum of $8,700 per insured, with all per service deductibles/copays, coinsurance and policy deductibles applicable toward the out of pocket maximum
  • $250 Deductible per Insured Person, Per Policy Year for Preferred Providers, $650 Deductible per Insured Person, Per Policy Year for Out of Network Providers
  • $150 Deductible for each Emergency Room visit (waived if admitted to hospital)
  • Covered Medical Expenses for Preferred Providers are payable at 80% of Preferred Allowance and Out of Network benefits are payable at 60% of Usual and Customary charges (all benefits are subject to satisfaction of the deductible, specific benefit limitations, maximums and copays as described in the policy)
  • Prescription Drug Benefits: Prescription drugs are paid at $20/$75/$100 copay up to a 31-day supply per prescription
  • The Preferred Provider Network for this plan is United Healthcare Choice Plus PPO. Preferred Providers can be found at: https://rcmdstudentbenefits.com/wlu/
  • MyAccount, available through https://rcmdstudentbenefits.com/wlu/, allows insured students access 24/7 to check their claim status, search for network providers, print ID cards, enter accident details, view EOBs and enter additional insurance information online

2022-23 United Healthcare Student Resources Insurance Plan Annual Premium Cost1

  • Annual Undergraduate Rate: $2,630
  • Annual Graduate Rate: $4,177

Enrollment Deadlines

  • Annual Enrollment Deadline Date - July 31 (preferred completion date for elective enrollment is June 30)
  • You may enroll in the Student Health Insurance Plan at other times during the year if you experience a qualifying life event

For further information please contact our insurance administrator: RCM&D, Paige Fritze at 800.346.4075 ext. 1607 or email Washington.Lee@RCMD.com.

1Pending final approval by Virginia State Insurance Commission