Basic Life Insurance

The University offers a basic life insurance program with coverage that is directly related to the employee's base salary. This helps to protect the value of the insurance from erosion due to inflation.


The University pays 50% of the premium.

Plan Information

Insurance coverage is two times annual salary rounded down to the nearest $1,000. Normally, no one will receive less than $50,000 of insurance or more than $400,000 of insurance. The insurance coverage is adjusted, as appropriate, each July.  An employee in the part-time with partial benefits employment category is eligible for $10,000 of life insurance coverage at the time they begin qualifying employment. The University pays approximately 50% of the premium.

The amount of insurance decreases to 65% of the above formula on July 1 of the year following attainment of age 65, and to 50% on July 1 following attainment of age 70.

A person with a terminal illness may be eligible to receive an advance of up to 80% of the face value of their life insurance benefit.


Benefit eligible employees as outlined above in the plan information section.

When Coverage Begins

Coverage may begin on the first day of employment.

Timely Enrollment is Necessary

Employees can enroll within 31 days of employment without medical underwriting.  Employees who delay in enrolling to an open enrollment period will be required subject to medical underwriting.