Washington and Lee University is pleased to offer medical insurance through Aetna. Employees can choose between two plans. The plans offer in-network and out-of-network benefits. Coverage levels in the plan are higher when you use in-network providers. Please read the details of the plans carefully to understand the benefits provided.
Please refer to the Benefits Guidebook, page 7 for premiums.
- Aetna Choice POS II
- Aetna Choice POS - Carilion
- Aetna Summary of Benefits Choice POS II
- Aetna Summary of Benefits Choice POS II- Carilion
Prescription Drug Coverage
The prescription drug benefit is through Express Scripts. The benefit is explained on page 7 of the 2022-2023 Benefits Guidebook.
- Full-time and part-time benefit-eligible employees.
- Spouses, dependents through the end of the month in which they turn age 26, and/or eligible domestic partners. Dependents are identified by W&L as your naturally born and/or adopted children, step children or other dependents for whom you are the legal guardian. Coverage is available regardless of their student, marital or tax dependent status and regardless of their access to another employer sponsored group plan. Benefits for non-IRS dependents may be taxable to the employee. Employees should notify HR when this occurs.
Employees may choose from employee only coverage, employee plus spouse or domestic partner, employee plus child/ren, or family coverage.
When Coverage Begins
Coverage may begin on the first day of employment.
Timely Enrollment is Necessary
Health insurance coverage is not automatic if the employee does not enroll themselves, and/or dependents, within 31 days of the employee's eligibility for insurance. Thereafter, coverage may be added only during open enrollment periods (typically held in April/May with coverage to be effective July 1), or if an employee loses other coverage. A change in dependent coverage may be made only during the open enrollment period, or if there is a change in the employee's status (marriage, divorce, death of a spouse or child, birth or adoption of a child, and changes in the employment status or benefit eligibility of a spouse).