Health Insurance

Washington and Lee University is pleased to offer medical insurance through Aetna. Employees can choose between two plans. The plans offer in-network and out-of-network benefits. Coverage levels in the plan are higher when you use in-network providers. Please read the details of the plans carefully to understand the benefits provided.

Premium Assistance

Please refer to the Benefits Guidebook, page 7 for premiums.

Plan Summaries

• Summary of Benefits and Coverage - Aetna Choice POS II (html / pdf)
• Summary of Benefits and Coverage - Carilion Choice POS II (html / pdf)
• Printable Glossary of Health Coverage and Medical Terms (html / pdf)
• Summary of Benefits - Aetna Choice POS II (different format) (html / pdf)
• Summary of Benefits - Carilion Choice POS II (different format) (html / pdf)

Plan Certifications/Booklets

• Basic Vision Certificate
• Choice POS II Certificate
• Choice POS II Carilion Certificate

Prescription Drug Coverage

The prescription drug benefit is through OPTUM. The benefit is explained on page 7 of the Benefits Guidebook.

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Eligibility

• Full-time and part-time benefit-eligible employees.
• Spouses, dependents through the end of the month in which they turn age 26, and/or eligible domestic partners. Dependents are identified by W&L as your naturally born and/or adopted children, step children or other dependents for whom you are the legal guardian. Coverage is available regardless of their student, marital or tax dependent status and regardless of their access to another employer sponsored group plan. Benefits for non-IRS dependents may be taxable to the employee. Employees should notify HR when this occurs.

Enrollment Options

Employees may choose from employee only coverage, employee plus spouse or domestic partner, employee plus child/ren, or family coverage.

When Coverage Begins

Coverage may begin on the first day of employment.

Timely Enrollment is Necessary

Health insurance coverage is not automatic if the employee does not enroll themselves, and/or dependents, within 31 days of the employee's eligibility for insurance. Thereafter, coverage may be added only during open enrollment periods (typically held in April/May with coverage to be effective July 1), or if an employee loses other coverage. A change in dependent coverage may be made only during the open enrollment period, or if there is a change in the employee's status (marriage, divorce, death of a spouse or child, birth or adoption of a child, and changes in the employment status or benefit eligibility of a spouse).