Health Insurance

Washington and Lee University is pleased to offer medical insurance through Aetna. Employees can choose between two plans.  The plans offer in-network and out-of-network benefits. Coverage levels in the plan are higher when you use in-network providers. Please read the details of the plans carefully to understand the benefits provided.


The premiums listed below are applicable no matter which Aetna plan you choose.  The University pays 75% of the cost of the plan as indicated below.

Premium Assistance

Please refer to the Benefits Guidebook, page 7 for premiums.

Plan Information


Schedule of Benefits

Vision Coverage

The Aetna plans contain some vision coverage.  Click on the summaries above for details.

Prescription Drug Coverage

The prescription drug benefit is through Express Scripts. The benefit is explained on page 7 of the 2022-2023 Benefits Guidebook.


  • Full-time and part-time benefit-eligible employees.
  • Spouses, dependents through the end of the month in which they turn age 26, and/or eligible domestic partners. Dependents are identified by W&L as your naturally born and/or adopted children, step children or other dependents for whom you are the legal guardian. Coverage is available regardless of their student, marital or tax dependent status and regardless of their access to another employer sponsored group plan. Benefits for non-IRS dependents may be taxable to the employee. Employees should notify HR when this occurs.

Enrollment Options

Employees may select either an Individual membership, a membership for self and one legal dependent, or a Family membership.

When Coverage Begins

Coverage may begin on the first day of employment.

Timely Enrollment is Necessary

Health insurance coverage is not automatic if the employee does not enroll him/herself, and/or dependents, within 31 days of the employee's eligibility for insurance. Thereafter, coverage may be added only during open enrollment periods (typically held in May with coverage to be effective July 1), or if an employee loses other coverage. A change in dependent coverage may be made only during the open enrollment period, or if there is a change in the employee's status (marriage, divorce, death of a spouse or child, birth or adoption of a child, and changes in the employment status or benefit eligibility of a spouse).